Helping NBFCs and LSPs launch end-to-end digital lending platforms — from idea to production. 8+ years in software, 3 years deep in fintech.
I don't just deliver code — I bring product thinking, compliance awareness, and go-to-market speed under one roof.
Full-stack LOS development covering application capture, credit decisioning, and disbursement workflows.
Seamless integrations with Experian, CRIF, and CIBIL for real-time credit bureau pulls and score processing.
Face match, liveness detection, Aadhaar eKYC, and DigiLocker document verification flows.
AA framework integration for consent-based financial data sharing and bank statement analysis.
Digital loan agreement signing and NACH/eMandate setup for automated repayment collection.
Configurable business rule engines for credit policy automation and end-to-end collections workflows.
A structured process that keeps timelines tight and launches smooth.
Understanding your business model, target borrowers, regulatory setup, and existing tech stack.
Defining the lending flow, choosing the right integrations, and designing a scalable system architecture.
End-to-end development of your lending platform — web journey, mobile app, and backend APIs.
UAT, compliance checks, go-live support, and ensuring a smooth first disbursement.
Performance tuning, funnel optimization, and iterating on product metrics to grow disbursements.
Every layer of a digital lending product — from borrower-facing UI to core banking integrations.
I'm a fintech consultant based in Delhi with 8+ years in software engineering and 3 years building digital lending products for NBFCs and LSPs.
I've built one LSP platform from scratch and scaled it to ₹15Cr in monthly disbursements. I then built another LSP and took it to ₹1.5Cr in just 30 days. Currently working with my third client.
I bring the rare combination of deep technical skills and product thinking — which means I can own a lending product end-to-end, from architecture to go-live.
View LinkedIn →Whether you're an NBFC looking to digitize or an LSP planning a new product — reach out and let's talk about your goals.